Onyx turns everyday spending into a self-sustaining economic engine. Every ride, every meal, and every subscription helps fund essential businesses that create jobs, build assets, and return capital back into the Growth Accommodation Fund.
The model redirects dollars already being spent on transportation, food delivery, and media into platforms that are designed to fund community-controlled infrastructure.
100 rides per day averaging $25 per ride.
20% flows to GAF: $15,000 monthly
100 food orders per day averaging $50 per order.
15% flows to GAF: $22,500 monthly
1,000 monthly subscriptions averaging $5.
10% flows to GAF: $500 monthly
This is not a one-time program. It is a repeatable sequence for identifying dependency, replacing it with community-owned alternatives, and reinvesting returns into the next essential resource.
PullUp, ChowDown, and PRYSYM generate revenue from services people already use.
A fixed percentage of platform economic activity or profit, depending on final policy, flows into the Growth Accommodation Fund.
GAF deploys capital into supermarkets, laundromats, restaurants, housing, cafés, and stores.
Businesses hire from within the community and stabilize household income.
Funded businesses contribute 3% annually back to GAF.
Businesses report outcomes, revenue, job creation, and community impact.
Successful businesses mentor and support the next wave of entrepreneurs.
Each asset helps fund the next resource until the ecosystem becomes self-sustaining.
The pitch is stronger when funders can see the long-term compounding effect: more platforms, more businesses, more jobs, more returns, and more community-owned assets.
GAF funding is aimed at businesses people need regardless of trends: food, clothing, housing, laundry, restaurants, cafés, healthcare, workforce, and other local services.
Food access, local hiring, vendor partnerships, and neighborhood purchasing power.
Reliable cash-flow business providing essential neighborhood service.
Food economy, workforce entry, catering, delivery, and local ownership.
Community stability through controlled housing and long-term asset value.
Redirects culturally specific spending into community-controlled retail.
Meeting space, workforce opportunity, culture, and small-business activation.
The GAF does not only fund buildings. It funds a pipeline of trained, supported, accountable operators who can launch, stabilize, employ, contribute, and mentor the next business.
Community member or team submits a business concept tied to essential needs.
Operator receives business, compliance, financial, and operational preparation.
Business Advisory Board supports planning, pricing, staffing, and launch strategy.
Approved businesses receive grants, low-interest loans, or blended support.
Business opens with community backing and built-in platform visibility.
Hiring prioritizes residents, youth pathways, and workforce-development partners.
Annual contribution returns to GAF to support the next business.
Successful founders help train and guide the next wave of community businesses.
Residents use the platforms, participate in programs, work in businesses, and benefit from local reinvestment.
Serves as the organizing body, accountability structure, and steward of the economic framework.
Receives platform contributions and annual business returns, then deploys capital into the next community-controlled asset.
Use the sliders to model how increased rides, orders, and subscriptions can change monthly revenue, annual GAF contributions, and potential business funding capacity under the pitch assumption above.
The goal is not temporary relief. The goal is ownership. Onyx creates a pathway where community spending funds community assets, community assets create jobs, and those businesses contribute back into the Growth Accommodation Fund to build the next resource.
Explore The Economic Model